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Each card across six value dimensions (0–100). Bigger area = more all-round value.
| Perk | BarclaysWyndham Earner+Barclays | BarclaysWyndham EarnerBarclays |
|---|---|---|
| Annual fee | $75 Verified by source | $0 Verified by source |
| Realized value* | $75 | $0 |
| Net / year | +$0 | +$0 |
| Value check | Earns its keep | Earns its keep |
| Rewards | points | points |
| Lounges | — | — |
| Points & Miles | 6× Hotels by Wyndham Verified by source 6× Gas Verified by source 4× Dining Verified by source 4× Groceries (excl. Target/Walmart) Verified by source 1× Everything else Verified by source | 5× Hotels by Wyndham Verified by source 5× Gas (qualifying purchases) Verified by source 2× Dining Verified by source 2× Grocery stores (excl. Target & Walmart) Verified by source 1× All other purchases Verified by source |
| Redemption Value | 1¢ per pt Inferred by source | 1¢ per pt Inferred by source |
| Hotel Perks | Wyndham Platinum status Verified by source | Automatic Wyndham Rewards Gold status Verified by source 10% fewer points on award nights Verified by source |
| Credits | 1 credit · $75/yr | 1 credit · $0/yr |
| Protections | — | — |
| Foreign Tx Fees | None Verified by source | None Verified by source |
| Cashback | — | — |
| Data last verified | Jun 6, 2026 | Jun 7, 2026 |
| Apply | Apply | Apply |
*Assumes full use of every non-spend-gated credit — an upper bound. Personalize it
They net about the same by realized value minus fee, so it comes down to your spending and which perks you'll actually use.
The Wyndham Rewards Earner® Card has the lower annual fee ($0 vs $75).
Neither includes airport lounge access.