About HopPerks

HopPerks compares credit cards across the US, Canada and the UK, across every benefit category — lounges, points and miles, statement credits, hotel perks and travel protections — at four zoom levels, from a top-level side-by-side all the way down to a specific lounge at a specific airport. It also maps the points-transfer ecosystems, tracks benefit changes as issuers announce them, and flags the cards we think are hard to justify.

Vendor-neutral by design

We never take issuer money for placement, and we never hide a comparison because it's unfavorable to a card. No issuer can pay to rank higher or to soften how their card stacks up. When the site surfaces a card you don't hold, we may include an affiliate “Apply” link — that is how the site is funded — but it never changes the rankings or the math. See our Affiliate Disclosure.

Vendor-neutrality cuts both ways: we also say plainly when a card is hard to justify. Our cards to be careful withpage flags subprime “fee-harvester” cards and deferred-interest store cards using each card's own published terms — and we put no affiliate links on cards we flag.

A source on every fact

Card benefits change constantly, and stale data is worse than no data. Every fact we publish carries a verification date, a link to the authoritative source, and a confidence label — verified (off the official issuer or lounge-network page), inferred (a reputable secondary source), or estimated. We verify against live sources rather than memory, and re-check the stalest facts first.

Four zoom levels

Most tools stop at a single top-level row. HopPerks lets you drill from a side-by-side, into a category, into a specific benefit (like a lounge network), down to one location with its hours, access rules and guest fees — each a stable, shareable URL.

Browse

• All cards — search, filter and compare.
• Compare — any two-to-four cards, side-by-side and drilled down.
• Lounges — which card gets you in, by airport.
• Perks — every benefit and brand, and the cards that carry it.
• Transfers — points ecosystems, their partners, and a starter card.
• What changed — a dated log of benefit changes and devaluations.
• Cards to be careful with — high-fee and deferred-interest traps.