What changed
Card issuers refresh benefits, add credits, and devalue transfer partners constantly - usually announced before they take effect. This is the neutral, dated record: what changed, when it kicks in, and whether it helps or hurts. Live figures on each card always reflect what's true today; announced changes are flagged, never silently pre-applied.
Last updated
Subscribe (RSS)Worse: World of Hyatt transfer ratio cut 1:1 → 4:3 (25% devaluation). New applicants 2026-06-15; existing cardholders 2026-10-01.
Announced 2026-06-09 Inferred by source
Better: Refresh enhancements: annual Chase Travel hotel credit raised $50 → $100, added Apple TV+ and Global Entry/TSA PreCheck credits, new 3x earn on gas & EV charging and vacation rentals, added emergency evacuation coverage — same $95 fee.
Announced 2026-06-09 Inferred by source
Worse: ThankYou point sharing between Citi accounts discontinued.
Announced 2026-05-17 Inferred by source
Better: Added a $300 ChatGPT Business statement credit (Business Platinum & Business Gold).
Announced 2026-05-12 Inferred by source
Worse: Transfer ratios devalued: Choice Privileges 1,000:2,000 → 1,000:1,500; Preferred Hotels iPrefer 1,000:4,000 → 1,000:2,000.
Announced 2026-04-19 Inferred by source
Worse: Centurion Lounge guest policy tightened: guests must now be traveling on the same flight as the cardholder to enter (US lounges and select international). Previously any guest was admitted on any same-day flight.
Takes effect 2026-07-08 Inferred by source
Worse: Lounge access tightened: authorized users no longer get free lounge access ($125/yr each), complimentary guest access removed unless $75k annual spend, and Priority Pass guest access ended.
Announced 2026-01-15 Inferred by source