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Each card across six value dimensions (0–100). Bigger area = more all-round value.
| Perk | BarclaysJetBlue PlusBarclays | BarclaysWyndham EarnerBarclays |
|---|---|---|
| Annual fee | $99 Inferred by source | $0 Verified by source |
| Realized value* | $100 | $0 |
| Net / year | +$1 | +$0 |
| Value check | Earns its keep | Earns its keep |
| Rewards | points | points |
| Lounges | — | — |
| Points & Miles | 6× JetBlue purchases Inferred by source 2× Restaurants & grocery stores Inferred by source 1× Everything else Inferred by source | 5× Hotels by Wyndham Verified by source 5× Gas (qualifying purchases) Verified by source 2× Dining Verified by source 2× Grocery stores (excl. Target & Walmart) Verified by source 1× All other purchases Verified by source |
| Redemption Value | 1.3¢ per pt Estimated by source | 1¢ per pt Inferred by source |
| Hotel Perks | — | Automatic Wyndham Rewards Gold status Verified by source 10% fewer points on award nights Verified by source |
| Credits | 1 credit · $100/yr | 1 credit · $0/yr |
| Protections | trip cancellation — Trip cancellation/interruption protection Estimated by source | — |
| Foreign Tx Fees | None Inferred by source | None Verified by source |
| Cashback | — | — |
| Data last verified | Jun 4, 2026 | Jun 7, 2026 |
| Apply | Apply | Apply |
*Assumes full use of every non-spend-gated credit — an upper bound. Personalize it
On paper the JetBlue Plus Card comes out ahead: by realized value minus the annual fee, the JetBlue Plus Card nets +$1/yr and the Wyndham Rewards Earner® Card nets +$0/yr. Which is actually better depends on your spending and which perks you'll use.
The Wyndham Rewards Earner® Card has the lower annual fee ($0 vs $99).
Neither includes airport lounge access.