Points & Miles — Citi Double Cash vs Citi Strata Elite

Earn rates by spend category

Citi Double Cash

2× Every purchase (1% buy + 1% pay) ✓Verified by source

Citi Strata Elite

12× Hotels, car rentals & attractions via CitiTravel ≈Inferred by source

6× Air travel via CitiTravel ≈Inferred by source

3× Restaurants ≈Inferred by source

1.5× Everything else ≈Inferred by source

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Vendor-neutral by design — we never take issuer money for placement, and every fact carries a source and a freshness date. Perks and lounge access often carry conditions (enrollment, minimum spend, flight or status requirements); always confirm current terms with the issuer. Data last verified Aug 3, 2026 · see what's current.

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Citi Double Cash vs Citi Strata Elite
Points & Miles