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Capital One · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Is the Venture worth keeping when the fee hits? →
Welcome offer — 75,000 bonus miles after $4,000 spend in 3 months (offer varies) Inferred by source
Portal caveat — Capital One Travel averages ~0.76% above booking direct; portal redemptions are worth less than the headline rate.
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What this card delivers across six value dimensions (0–100, normalized).
| 5× | Hotels & rental cars via Capital One Travel Verified by source |
|---|---|
| 2× | Every purchase Verified by source |
Capital One miles points transfer to these loyalty programs. Mostly 1:1 (Accor 2:1). Inferred by source
| Airlines (16) | |
|---|---|
| Hotels (3) |
| Global Entry / TSA PreCheck | $100/yr · one-time Inferred by source |
|---|
No lounge access.
| Rental car CDW | Secondary auto rental coverage Inferred by source |
|---|---|
| Travel accident | Travel accident insurance Inferred by source |
| Baggage | Up to $1,500/incident for lost or damaged luggage (secondary to airline); max 2 claims/12 months; NY residents capped at $2,000/bag Inferred by source |
| Extended warranty | Extends eligible manufacturer warranty; specific duration/limit depends on benefits guide; excludes motorized vehicles, software, used goods Verified by source |
| Roadside assistance | Master RoadAssist 24/7 dispatch (pay-per-use at prenegotiated rates); jump-starts, towing, gas delivery, tire changes; fees apply per incident Inferred by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. †First-year net adds the one-time sign-up bonus (counts once, not recurring). Personalize it
The Capital One Venture Rewards Credit Card has a $95 annual fee.
Using its non-spend-gated credits fully, the Capital One Venture Rewards Credit Card returns about $100 in value against its $95 annual fee — a net of +$5 per year. It can pay for itself if you actually use the credits.
The Capital One Venture Rewards Credit Card earns 5x on hotels & rental cars via capital one travel, 2x on every purchase.
No — the Capital One Venture Rewards Credit Card does not include airport lounge access.
No — the Capital One Venture Rewards Credit Card has no foreign transaction fee, so it's a good card to use abroad.
75,000 bonus miles after $4,000 spend in 3 months (offer varies). Welcome offers change frequently — confirm the current one on the issuer's page before applying.
The Capital One Venture Rewards Credit Card has a purchase APR of 19.49%–28.49% variable.