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American Express · charge
Last updated
Typically needs excellent credit (guideline, not a guarantee)
Is the Amex Green worth keeping when the fee hits? →
Welcome offer — Membership Rewards points after qualifying spend (offer varies) Inferred by source
Portal caveat — Amex Travel averages ~10.32% above booking direct; portal redemptions are worth less than the headline rate.
Apply on American Express's siteOfficial issuer page (not an affiliate link yet) · how we earn
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What this card delivers across six value dimensions (0–100, normalized).
| 3× | Travel (broad — flights, hotels, etc.) Verified by source |
|---|---|
| 3× | Transit (rideshare, trains, tolls, etc.) Verified by source |
| 3× | Restaurants Verified by source |
| 1× | Everything else Inferred by source |
Amex Membership Rewards points transfer to these loyalty programs. Mostly 1:1 (Hilton 1:2). Inferred by source
| Airlines (16) | |
|---|---|
| Hotels (3) |
Recent transfer changes
| CLEAR Plus | $209/yr · annual Verified by sourceenroll |
|---|
No lounge access.
| Trip delay | Up to $300/trip when delayed more than 12 hours; covers meals, lodging, toiletries, medication; max 2 claims per 12-month period Verified by source |
|---|---|
| Baggage | Carry-on up to $1,250/person; checked up to $500/person; $250 sub-limit for high-risk items (jewelry, electronics, sporting equipment) Verified by source |
| Purchase protection | Up to $1,000 per covered purchase, $50,000/calendar year; accidental damage and theft for 90 days from purchase Verified by source |
| Extended warranty | Adds up to 1 year to original manufacturer's warranty of 5 years or less; up to $10,000/item, $50,000/year Verified by source |
| Rental car CDW | Secondary, up to $50,000 per rental agreement; covers up to 30 consecutive days; excludes Australia, Italy, New Zealand Verified by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The American Express® Green Card has a $150 annual fee.
Using its non-spend-gated credits fully, the American Express® Green Card returns about $209 in value against its $150 annual fee — a net of +$59 per year. It can pay for itself if you actually use the credits.
The American Express® Green Card earns 3x on travel (broad — flights, hotels, etc.), 3x on transit (rideshare, trains, tolls, etc.), 3x on restaurants.
No — the American Express® Green Card does not include airport lounge access.
No — the American Express® Green Card has no foreign transaction fee, so it's a good card to use abroad.
Membership Rewards points after qualifying spend (offer varies). Welcome offers change frequently — confirm the current one on the issuer's page before applying.