Chase · credit
Last updated
Typically needs building / no credit credit (guideline, not a guarantee)
Welcome offer — No traditional welcome bonus; a credit-builder card Inferred by source
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What this card delivers across six value dimensions (0–100, normalized).
| 1.5× | Every purchase Inferred by source |
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| Autopay enrollment credit | $25/yr · one-time Inferred by sourceenroll |
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No lounge access.
| Credit-builder benefits | No credit history needed; free credit score; credit-limit review after 6 months of on-time payments; auto-evaluated to upgrade to Freedom Unlimited Inferred by source |
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*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Chase Freedom Rise® has no annual fee.
The Chase Freedom Rise® earns Redeem for cash back, statement credit, gift cards or Chase Travel.
No — the Chase Freedom Rise® does not include airport lounge access.
Yes — the Chase Freedom Rise® charges a 3% foreign transaction fee.
No traditional welcome bonus; a credit-builder card. Welcome offers change frequently — confirm the current one on the issuer's page before applying.