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American Express · credit
Last updated
Typically needs excellent credit (guideline, not a guarantee)
Is the Delta Platinum worth keeping when the fee hits? →
Welcome offer — Offer varies — typically 60,000 SkyMiles after $3,000 spend in 6 months Estimated by source
Portal caveat — Amex Travel averages ~10.32% above booking direct; portal redemptions are worth less than the headline rate.
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What this card delivers across six value dimensions (0–100, normalized).
| 3× | Delta purchases Inferred by source |
|---|---|
| 3× | Hotels (booked directly) Inferred by source |
| 2× | Restaurants & US supermarkets Inferred by source |
| 1× | Everything else Inferred by source |
| Delta Stays credit | $150/yr · annual Inferred by source |
|---|---|
| Rideshare credit | $120/yr · monthly Inferred by sourceenroll |
Which of these will you actually use?
Pre-checked = a typical cardholder captures it. Uncheck the ones you won't.
No lounge access.
| Companion Certificate | Annual Main Cabin round-trip certificate (US, Mexico, Caribbean, Central America); pay taxes/fees ~$22–$250 Inferred by source |
|---|---|
| First & second checked bag free | For you and up to 8 companions on Delta domestic-operated flights (2nd bag added 2026) Inferred by source |
| Priority boarding | Main Cabin 1 boarding on Delta flights Inferred by source |
| Baggage | Checked $2,000 / carry-on $3,000 per person Inferred by source |
|---|---|
| Trip delay | Up to $300/trip on delays over 12 hours Estimated by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Delta SkyMiles® Platinum American Express Card has a $350 annual fee.
Using its non-spend-gated credits fully, the Delta SkyMiles® Platinum American Express Card returns about $270 in value against its $350 annual fee — a net of −$80 per year. It only makes sense if you value its perks beyond the listed credits.
The Delta SkyMiles® Platinum American Express Card earns 3x on delta purchases, 3x on hotels (booked directly), 2x on restaurants & us supermarkets.
No — the Delta SkyMiles® Platinum American Express Card does not include airport lounge access.
No — the Delta SkyMiles® Platinum American Express Card has no foreign transaction fee, so it's a good card to use abroad.
Offer varies — typically 60,000 SkyMiles after $3,000 spend in 6 months. Welcome offers change frequently — confirm the current one on the issuer's page before applying.