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Bank of America · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Is the Atmos Ascent Visa worth keeping when the fee hits? →
Welcome offer — 50,000 bonus points after $2,000 spend in 90 days Verified by source
Apply on Bank of America's siteOfficial issuer page (not an affiliate link yet) · how we earn
Personalize this for you → add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 3× | Alaska Airlines & Hawaiian Airlines purchases Verified by source |
|---|---|
| 2× | Gas, EV charging, cable, streaming & local transit Verified by source |
| 1× | Everything else Verified by source |
No lounge access.
| companion certificate | Companion Fare from $99 + taxes/fees (from $23) each anniversary after $6,000 spend; valid on Alaska & Hawaiian within North America (~$200/yr) Verified by source |
|---|---|
| free checked bag | First checked bag free for cardholder + up to 6 guests on the same reservation on Alaska & Hawaiian flights (~$70/yr) Verified by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Atmos™ Rewards Ascent Visa Signature® Card has a $95 annual fee.
Using its non-spend-gated credits fully, the Atmos™ Rewards Ascent Visa Signature® Card returns about $0 in value against its $95 annual fee — a net of −$95 per year. It only makes sense if you value its perks beyond the listed credits.
The Atmos™ Rewards Ascent Visa Signature® Card earns 3x on alaska airlines & hawaiian airlines purchases, 2x on gas, ev charging, cable, streaming & local transit, 1x on everything else.
No — the Atmos™ Rewards Ascent Visa Signature® Card does not include airport lounge access.
No — the Atmos™ Rewards Ascent Visa Signature® Card has no foreign transaction fee, so it's a good card to use abroad.
50,000 bonus points after $2,000 spend in 90 days. Welcome offers change frequently — confirm the current one on the issuer's page before applying.