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Citi · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Is the AAdvantage Platinum Select worth keeping when the fee hits? →
Welcome offer — Offer varies — typically 50,000 AAdvantage miles after $2,500 spend in 3 months Estimated by source
Portal caveat — Citi Travel averages ~14.59% above booking direct; portal redemptions are worth less than the headline rate.
Apply on Citi's siteOfficial issuer page (not an affiliate link yet) · how we earn
Personalize this for you → add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 2× | American Airlines purchases Inferred by source |
|---|---|
| 2× | Restaurants & gas stations Inferred by source |
| 1× | Everything else Inferred by source |
| American Airlines flight credit | $125/yr · annual · at $20,000 spend Inferred by source |
|---|
No lounge access.
| Free first checked bag | For you and up to 4 companions on AA domestic itineraries Inferred by source |
|---|---|
| Preferred boarding | For you and up to 4 companions on American Airlines flights Inferred by source |
| 25% inflight savings | 25% back on American Airlines inflight food & beverage purchases Inferred by source |
| Purchase protection | Up to $10,000/incident, $50,000/year; covers new purchases against damage and theft for 90 days Inferred by source |
|---|---|
| Extended warranty | Extends manufacturer's warranty by 24 months; max $10,000/claim; total coverage cannot exceed 7 years from purchase Inferred by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® has a $99 annual fee.
Using its non-spend-gated credits fully, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® returns about $0 in value against its $99 annual fee — a net of −$99 per year. It only makes sense if you value its perks beyond the listed credits.
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® earns 2x on american airlines purchases, 2x on restaurants & gas stations, 1x on everything else.
No — the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® does not include airport lounge access.
No — the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® has no foreign transaction fee, so it's a good card to use abroad.
Offer varies — typically 50,000 AAdvantage miles after $2,500 spend in 3 months. Welcome offers change frequently — confirm the current one on the issuer's page before applying.