Best cards for Travel
Flights, hotels and general travel.
Last updated
- 1ChaseWorld of Hyatt Business
9× points · at 1.7¢/ptcategory bonus
15.3%value back ⓘApply - 2CitiCiti AAdvantage Executive
10× miles · at 1.4¢/ptcategory bonus
14.0%value back ⓘApply - 3CitiCiti Strata Elite
12× points · at 1.0¢/ptcategory bonus
12.0%value back ⓘApply - 4Capital OneVenture X
10× miles · at 1.0¢/ptcategory bonus
10.0%value back ⓘApply - 5Capital OneVenture X Business
10× miles · at 1.0¢/ptcategory bonus
10.0%value back ⓘApply - 6CitiCiti Strata Premier
10× points · at 1.0¢/ptcategory bonus
10.0%value back ⓘApply - 7Chase8.5%value back ⓘApply
- 8Chase8.0%value back ⓘApply
- 9Chase8.0%value back ⓘApply
- 10BarclaysJetBlue Plus
6× points · at 1.3¢/ptcategory bonus
7.8%value back ⓘApply - 11American ExpressHilton Aspire
14× points · at 0.5¢/ptcategory bonus
7.0%value back ⓘApply - 12ChaseWorld of Hyatt
4× points · at 1.7¢/ptcategory bonus
6.8%value back ⓘApply
“Value back” = earn rate × the card's baseline point value (cpp) — a conservative, like-for-like estimate. Transferable points (Amex, Chase, Capital One) are often worth more than baseline. Category bonuses may be capped; see each card. All categories
How these numbers are calculated, and where every fact comes from: How we know this.
Frequently asked
What is the best credit card for travel in 2026?
By effective value back, World of Hyatt Business leads at about 15.3% on travel. Your own spend and whether you'll use the card's other perks can change the best pick.
Do I need a card with a travel bonus?
Not always. If you don't spend much on travel, a flat 2% card can net more after annual fees. Compare the value-back figures against your spend — the For-You tool does the math for you.
How is value back calculated?
Effective value back = the earn rate × the card's baseline point value (cents per point). Cashback cards are worth 1¢ per point; transferable points are often worth more. Category spend caps are factored in.