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American Express · credit
Last updated
Typically needs excellent credit (guideline, not a guarantee)
Is the Hilton Aspire worth keeping when the fee hits? →
Welcome offer — 175,000 Hilton Honors points after $6,000 spend in 6 months (offer varies) Inferred by source
Portal caveat — Amex Travel averages ~10.32% above booking direct; portal redemptions are worth less than the headline rate.
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Personalize this for you → add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 14× | Hilton purchases Inferred by source |
|---|---|
| 7× | Flights (direct or Amex Travel), car rentals, US restaurants Inferred by source |
| 3× | Everything else Inferred by source |
| Hilton resort credit | $400/yr · semiannual Inferred by source |
|---|---|
| Airline flight credit | $200/yr · quarterly Inferred by source |
| CLEAR Plus | $189/yr · annual Inferred by sourceenroll |
Which of these will you actually use?
Pre-checked = a typical cardholder captures it. Uncheck the ones you won't.
Heads up: Priority Pass isn't automatic — the card makes you eligible, but you must enroll and activate your Priority Pass membership through your card's benefits portal first. Without that step you won't get in, even with the card.
| Hilton Honors Diamond status | Complimentary top-tier status while you hold the card Inferred by source |
|---|---|
| Annual Free Night Reward | One free night at nearly any Hilton property each card year; a second after $30,000 annual spend Inferred by source |
| Rental car CDW | Secondary theft/damage coverage Inferred by source |
|---|---|
| Trip delay | Up to $500/trip (>6 hrs) Inferred by source |
| Baggage | Checked $2,000 / carry-on $3,000 per person Inferred by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Hilton Honors American Express Aspire Card has a $550 annual fee.
Using its non-spend-gated credits fully, the Hilton Honors American Express Aspire Card returns about $789 in value against its $550 annual fee — a net of +$239 per year. It can pay for itself if you actually use the credits.
The Hilton Honors American Express Aspire Card earns 14x on hilton purchases, 7x on flights (direct or amex travel), car rentals, us restaurants, 3x on everything else.
Yes. The Hilton Honors American Express Aspire Card grants access to Priority Pass.
No — the Hilton Honors American Express Aspire Card has no foreign transaction fee, so it's a good card to use abroad.
175,000 Hilton Honors points after $6,000 spend in 6 months (offer varies). Welcome offers change frequently — confirm the current one on the issuer's page before applying.