Best cards for Groceries

Supermarkets and grocery stores.

Last updated Jun 17, 2026

1. 1AEAmerican Express
   Amex Blue Cash Preferred

   6% backcategory bonus

   Up to $6,000/year, then 1%

   6.0%value back ⓘ
   Apply
2. 2CICiti
   Citi Custom Cash

   5% backchoose-your-category

   if you select groceries · Up to $500/billing cycle, then 1%

   5.0%value back ⓘ
   Apply
3. 3AEAmerican Express
   Amex Cobalt

   5× points · at 1.0¢/ptcategory bonus

   5.0%value back ⓘ
   Apply
4. 4CHChase
   Aeroplan

   3× points · at 1.5¢/ptcategory bonus

   4.5%value back ⓘ
   Apply
5. 5AEAmerican Express
   Amex Gold

   4× points · at 1.0¢/ptcategory bonus

   Up to $25K/year, then 1x

   4.0%value back ⓘ
   Apply
6. 6BABarclays
   Wyndham Earner+

   4× points · at 1.0¢/ptcategory bonus

   4.0%value back ⓘ
   Apply
7. 7CHChase
   Sapphire Preferred

   3× points · at 1.3¢/ptcategory bonus

   3.8%value back ⓘ
   Apply
8. 8AEAmerican Express
   Hilton Surpass

   6× points · at 0.5¢/ptcategory bonus

   3.0%value back ⓘ
   Apply
9. 9WFWells Fargo
   Choice Privileges Select

   5× points · at 0.6¢/ptcategory bonus

   3.0%value back ⓘ
   Apply
10. 10CICiti
    Citi Strata Premier

    3× points · at 1.0¢/ptcategory bonus

    3.0%value back ⓘ
    Apply
11. 11COCapital One
    Capital One Savor

    3% backcategory bonus

    3.0%value back ⓘ
    Apply
12. 12AEAmerican Express
    Blue Cash Everyday

    3% backcategory bonus

    Up to $6,000/year, then 1%

    3.0%value back ⓘ
    Apply

“Value back” = earn rate × the card's baseline point value (cpp) — a conservative, like-for-like estimate. Transferable points (Amex, Chase, Capital One) are often worth more than baseline. Category bonuses may be capped; see each card. All categories

How these numbers are calculated, and where every fact comes from: How we know this.