Capital One · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Welcome offer — $200 cash bonus after $500 spend in 3 months (offer varies) Inferred by source
Intro APR — 0% on purchases for 12 months, then the variable APR Inferred by source
Apply on Capital One's siteOfficial issuer page (not an affiliate link yet) · how we earn
Personalize this for you → add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 8× | Capital One Entertainment Verified by source |
|---|---|
| 5× | Hotels & rental cars via Capital One Travel Verified by source |
| 3× | Dining, entertainment, streaming & groceries Verified by source |
| 1× | Everything else Verified by source |
No lounge access.
| Rental car CDW | Secondary in US (covers deductible and loss-of-use charges), primary abroad; up to $75,000 max Inferred by source |
|---|---|
| Trip cancellation | Up to $1,500/person per trip for non-refundable tickets; covered reasons include death/injury of cardholder/family or financial default of carrier Inferred by source |
| Baggage | Lost luggage up to $3,000/covered person per trip; delayed baggage $100/day up to $300 (3 days) after 4-hour delay Inferred by source |
| Travel accident | Up to $1,000,000 for accidental loss of life, limb, sight, speech, or hearing while traveling on a common carrier Inferred by source |
| Extended warranty | Doubles original manufacturer's warranty up to max 24 additional months; up to $10,000/item Inferred by source |
*Realized/net assume full use of non-spend-gated credits — an upper bound. †First-year net adds the one-time sign-up bonus (counts once, not recurring). Personalize it
The Capital One Savor Cash Rewards Credit Card has no annual fee.
The Capital One Savor Cash Rewards Credit Card earns 3% on dining, entertainment, streaming & groceries; 1% on everything else.
No — the Capital One Savor Cash Rewards Credit Card does not include airport lounge access.
No — the Capital One Savor Cash Rewards Credit Card has no foreign transaction fee, so it's a good card to use abroad.
$200 cash bonus after $500 spend in 3 months (offer varies). Welcome offers change frequently — confirm the current one on the issuer's page before applying.
The Capital One Savor Cash Rewards Credit Card has a purchase APR of 18.49%–28.49% variable. Intro offer: 0% on purchases for 12 months, then the variable APR.