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Best Canadian credit cards

The strongest cards we track issued in Canada, ranked by the value they return on typical spend. (Spend-based US tools don’t cover these — this list does.)

Last updated

  1. 1CIBCApply
  2. 2RBCApply
  3. 3TDApply
  4. 4ScotiabankApply
  5. 5American ExpressApply
  6. 6American Express
    Amex Cobalt

    CA$192/yr

    Apply

Ranked by the value each card returns, vendor-neutral — no issuer pays for placement. All categories & roundups

How these numbers are calculated, and where every fact comes from: How we know this.

Frequently asked

What is the best canadian credit cards?

CIBC Aventura Visa Infinite leads our ranking (CA$139/yr). Your own spend and which perks you'll use can change the best pick for you.

How does HopPerks rank these cards?

By the value they actually return on typical use — rewards plus credits, with a source on every fact. We never take issuer money for placement.