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CIBC · creditCA
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Is the CIBC Aventura Visa Infinite worth keeping when the fee hits?
Welcome offer — Offer varies — large Aventura points bonus, often with a first-year fee rebate Estimated by source
Apply on CIBC's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
Personalize this for you add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 2× | Travel via the CIBC Rewards Centre Inferred by source |
|---|---|
| 1.5× | Gas, EV charging, groceries & pharmacies Inferred by source |
| 1× | Everything else Inferred by source |
| NEXUS application fee rebate | $120/yr · one-time Inferred by source |
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No lounge access.
| Visa Airport Companion | 4 complimentary visits/year to 1,200+ lounges (Visa Airport Companion / DragonPass) · Per-visit fee after the free visits Inferred by sourceWe don't track individual locations for this network yet. |
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| Trip cancellation | Trip cancellation / interruption insurance Inferred by source |
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| Baggage | Delayed/lost baggage insurance Inferred by source |
Using CIBC Aventura Visa Infinite at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | No separate cash advance fee charged (interest accrues from day one) Inferred by source |
|---|---|
| Cash advance APR | 22.99% on cash advances, interest from day one (no grace period) Inferred by source |
| Foreign ATM | Cash advance plus the 2.5% foreign transaction fee — and the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The CIBC Aventura® Visa Infinite* Card has a CA$139 annual fee.
Using its non-spend-gated credits fully, the CIBC Aventura® Visa Infinite* Card returns about CA$120 in value against its CA$139 annual fee — a net of −CA$19 per year. It only makes sense if you value its perks beyond the listed credits.
The CIBC Aventura® Visa Infinite* Card earns 2x on travel via the cibc rewards centre, 1.5x on gas, ev charging, groceries & pharmacies, 1x on everything else.
Yes. The CIBC Aventura® Visa Infinite* Card grants access to Visa Airport Companion.
Yes — the CIBC Aventura® Visa Infinite* Card charges a 2.5% foreign transaction fee.
Offer varies — large Aventura points bonus, often with a first-year fee rebate. Welcome offers change frequently — confirm the current one on the issuer's page before applying.