Is the IHG One Rewards Traveler worth keeping?
Renewal verdict for the IHG One Rewards Traveler Credit Card — ongoing value only (a one-time welcome bonus doesn't justify year two).
Last updated
Keep it
No annual fee — there is nothing to earn back. Keep it.
- Annual fee
- None Inferred by source
- Credits you'd realistically use
- $0
Why
- With no annual fee, holding the card costs you nothing and keeping it open helps your credit history (account age + available credit).
Keep in mind
- Keep it open and use it occasionally so the issuer doesn’t close it for inactivity.
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Frequently asked
Is the IHG One Rewards Traveler worth keeping?
Keep it. No annual fee — there is nothing to earn back. Keep it.
What can I do before cancelling the IHG One Rewards Traveler?
Keep it open and use it occasionally so the issuer doesn’t close it for inactivity.
Does cancelling the IHG One Rewards Traveler hurt my credit?
Closing a card can lower your average account age and your total available credit, which may dip your score temporarily. Product-changing to a no-annual-fee card in the same family usually avoids that — you keep the account history.