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HopPerks

Is the Delta Blue worth keeping?

Renewal verdict for the Delta SkyMiles® Blue American Express Card — ongoing value only (a one-time welcome bonus doesn't justify year two).

Last updated

Keep it

No annual fee — there is nothing to earn back. Keep it.

Annual fee
None Verified by source
Credits you'd realistically use
$0

Why

  • With no annual fee, holding the card costs you nothing and keeping it open helps your credit history (account age + available credit).

Keep in mind

  • Keep it open and use it occasionally so the issuer doesn’t close it for inactivity.

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Frequently asked

Is the Delta Blue worth keeping?

Keep it. No annual fee — there is nothing to earn back. Keep it.

What can I do before cancelling the Delta Blue?

Keep it open and use it occasionally so the issuer doesn’t close it for inactivity.

Does cancelling the Delta Blue hurt my credit?

Closing a card can lower your average account age and your total available credit, which may dip your score temporarily. Product-changing to a no-annual-fee card in the same family usually avoids that — you keep the account history.