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Venmo Card vs Sapphire Reserve
Points & Miles

Points & Miles — Venmo Card vs Sapphire Reserve

Earn rates by spend category

Venmo Card

3× Top spend category (rate is dynamic — see note) ?Estimated by source

2× Second spend category (dynamic) ?Estimated by source

1× Everything else ✓Verified by source

Sapphire Reserve

8× Chase Travel (flights, hotels, rentals) ✓Verified by source

4× Flights booked direct ✓Verified by source

4× Hotels booked direct ✓Verified by source

3× Dining worldwide ✓Verified by source

1× Everything else ✓Verified by source