Trip, baggage, rental car, purchase, and cell-phone coverage
Citi Strata Elite
rental cdw — Secondary in country of residence, primary outside; covers rental car actual cash value for up to 31 days; includes up to 2 tows and loss-of-use charges (up to $500 max) ✓Verified by source
trip cancellation — Up to $5,000/covered trip, $10,000/account per 12 months; must be round-trip charged to card ✓Verified by source
trip delay — Up to $500/trip when delayed 6+ hours; covers meals, lodging, toiletries; max 2 claims per account per 12 months ✓Verified by source
baggage — Up to $5,000/trip for lost/damaged checked or carry-on luggage ($2,000/trip for NY residents); electronics and jewelry excluded ✓Verified by source
purchase protection — Up to $10,000/claim, $50,000/year; covers damage or theft for 120 days after purchase ✓Verified by source
extended warranty — Adds 24 months to manufacturer's warranty (original ≤24 months); max $10,000/item ✓Verified by source
baggage — Baggage insurance up to $1,250 carry-on / $500 checked ≈Inferred by source
purchase protection — Up to $10,000 per covered purchase, $50,000/calendar year; accidental damage and theft for 90 days from purchase ✓Verified by source
extended warranty — Adds up to 1 year to original manufacturer's warranty of 5 years or less; up to $10,000/covered purchase, $50,000/year ✓Verified by source
trip delay — Up to $300/covered trip when round-trip delayed more than 12 hours; covers meals and lodging; max 2 claims per 12-month period ✓Verified by source