Protections — Amex Gold vs Sapphire Preferred

rental cdw — Secondary, up to $50,000 ≈Inferred by source

baggage — Baggage insurance up to $1,250 carry-on / $500 checked ≈Inferred by source

purchase protection — Up to $10,000 per covered purchase, $50,000/calendar year; accidental damage and theft for 90 days from purchase ✓Verified by source

extended warranty — Adds up to 1 year to original manufacturer's warranty of 5 years or less; up to $10,000/covered purchase, $50,000/year ✓Verified by source

trip delay — Up to $300/covered trip when round-trip delayed more than 12 hours; covers meals and lodging; max 2 claims per 12-month period ✓Verified by source

rental cdw — Primary, up to $60,000 ≈Inferred by source

trip cancellation — Up to $10,000/person ≈Inferred by source

trip delay — Up to $500/ticket (>12 hrs) ≈Inferred by source

baggage — Up to $3,000/passenger ≈Inferred by source

emergency evacuation — Up to $100,000 (100+ miles from home) ≈Inferred by source

travel accident — Up to $500,000 accidental death and dismemberment on common carriers ✓Verified by source

purchase protection — Up to $500/item against damage or theft for 120 days from purchase (90 days for NY residents); up to $20,000/account ✓Verified by source

extended warranty — Extends manufacturer's US warranty by 1 additional year on eligible warranties of 3 years or less (up to 4 years total); up to $10,000/item, $50,000/account ✓Verified by source