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Vendor-neutral by design — we never take issuer money for placement. Every fact carries a source and a freshness date. Perks and lounge access often carry conditions (enrollment, minimum spend, flight or status requirements); always confirm current terms with the issuer.

Data last verified Jun 18, 2026 · see what's current

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First PREMIER Bankcard vs Sapphire Reserve
Lounges
Priority Pass
HYD

Encalm Lounge

Priority Pass · HYD

Terminal: Airside (see signage) Estimated by source
Hours: Open 24 hours Verified by source

Your access

First PREMIER Bankcard
Not included with First PREMIER Bankcard. See a card that gets you in
Sapphire Reserve
Via Priority Pass; 2 guests Verified by source