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Vendor-neutral by design — we never take issuer money for placement. Every fact carries a source and a freshness date. Perks and lounge access often carry conditions (enrollment, minimum spend, flight or status requirements); always confirm current terms with the issuer.

Data last verified Jun 18, 2026 · see what's current

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Sapphire Reserve vs Amex Business Plat
Points & Miles

Points & Miles — Sapphire Reserve vs Amex Business Plat

Earn rates by spend category

Sapphire Reserve

8× Chase Travel (flights, hotels, rentals) ✓Verified by source

4× Flights booked direct ✓Verified by source

4× Hotels booked direct ✓Verified by source

3× Dining worldwide ✓Verified by source

1× Everything else ✓Verified by source

Amex Business Plat

5× Flights & prepaid hotels via Amex Travel ≈Inferred by source

1.5× Purchases of $5,000+ ≈Inferred by source

1× Everything else ≈Inferred by source