Protections — Choice Privileges Select vs WF Active Cash
Trip, baggage, rental car, purchase, and cell-phone coverage
Choice Privileges Select
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WF Active Cash
rental cdw — Secondary in US, primary outside US; up to $50,000; max 15 consecutive days domestic, 31 days international; must pay entire rental with card and decline rental company's collision insurance; excludes exotic/antique vehicles, vans, trucks, motorcycles; not available in Israel, Jamaica, Republic of Ireland, or Northern Ireland ✓Verified by source
cell phone — Up to $600/claim, $25 deductible; max 2 claims per 12-month period, up to $1,200/year; covers damage and theft (not loss or cosmetic damage); monthly wireless bill must be paid with card ✓Verified by source