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Vendor-neutral by design — we never take issuer money for placement, and every fact carries a source and a freshness date. Perks and lounge access often carry conditions (enrollment, minimum spend, flight or status requirements); always confirm current terms with the issuer. Data last verified Aug 3, 2026 · see what's current.

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BofA Customized Cash vs BofA Premium Rewards
Points & Miles

Points & Miles — BofA Customized Cash vs BofA Premium Rewards

Earn rates by spend category

BofA Customized Cash

3× Your choice of 3% category (gas, online shopping, dining, travel, drugstores or home improvement) ≈Inferred by source

2× Grocery stores & wholesale clubs ≈Inferred by source

1× Everything else ≈Inferred by source

BofA Premium Rewards

2× Travel & dining ≈Inferred by source

1.5× Everything else ≈Inferred by source