Protections — Amex Blue Cash Preferred vs Marriott Bonvoy Brilliant

Trip, baggage, rental car, purchase, and cell-phone coverage

Amex Blue Cash Preferred

purchase protection — Up to $1,000 per occurrence, $50,000/year; 90 days from purchase

return protection — Up to $300 per item, $1,000/year; 90 days if the merchant won't accept a return

extended warranty — Adds up to 1 year on warranties of 5 years or less; up to $10,000/item

rental cdw — Up to $50,000 collision & theft (secondary)

rental cdw — Secondary theft/damage coverage

trip delay — Up to $500/trip (>6 hrs)

baggage — Checked $2,000 / carry-on $3,000 per person