WF Autograph vs WF Active Cash

3× Restaurants, travel, gas, transit, streaming & phone plans ≈Inferred by source

1× Everything else ≈Inferred by source

2× Every purchase ✓Verified by source

rental cdw — Secondary theft/damage coverage ≈Inferred by source

cell phone — Up to $600/claim for damage or theft; $25 deductible; max 2 claims per 12-month period, up to $1,200/year; monthly wireless bill must be paid with card ✓Verified by source

rental cdw — Secondary in US, primary outside US; up to $50,000; max 15 consecutive days domestic, 31 days international; must pay entire rental with card and decline rental company's collision insurance; excludes exotic/antique vehicles, vans, trucks, motorcycles; not available in Israel, Jamaica, Republic of Ireland, or Northern Ireland ✓Verified by source

cell phone — Up to $600/claim, $25 deductible; max 2 claims per 12-month period, up to $1,200/year; covers damage and theft (not loss or cosmetic damage); monthly wireless bill must be paid with card ✓Verified by source