WF Active Cash vs WF Attune

2× Every purchase ✓Verified by source

4× Fitness, wellness & self-care ≈Inferred by source

4× Recreation, sports & entertainment (live shows, sporting events) ≈Inferred by source

4× Pet supplies, boarding & grooming; gardening & floral ≈Inferred by source

4× Public transit, EV charging & select thrift stores ≈Inferred by source

1× Everything else ≈Inferred by source

Cell phone protection ≈Inferred by source

rental cdw — Secondary in US, primary outside US; up to $50,000; max 15 consecutive days domestic, 31 days international; must pay entire rental with card and decline rental company's collision insurance; excludes exotic/antique vehicles, vans, trucks, motorcycles; not available in Israel, Jamaica, Republic of Ireland, or Northern Ireland ✓Verified by source

cell phone — Up to $600/claim, $25 deductible; max 2 claims per 12-month period, up to $1,200/year; covers damage and theft (not loss or cosmetic damage); monthly wireless bill must be paid with card ✓Verified by source

rental cdw — Auto rental collision damage waiver ≈Inferred by source