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Capital One · credit
Last updated
Typically needs excellent credit (guideline, not a guarantee)
Is the Venture X Business worth keeping when the fee hits? →
Welcome offer — 150,000 bonus miles after $30,000 spend in 3 months (offer varies) Inferred by source
Portal caveat — Capital One Travel averages ~0.76% above booking direct; portal redemptions are worth less than the headline rate.
Apply on Capital One's siteOfficial issuer page (not an affiliate link yet) · how we earn
Personalize this for you → add your cards & memberships and we'll show what it's really worth to you.
What this card delivers across six value dimensions (0–100, normalized).
| 10× | Hotels & rental cars via Capital One Travel Inferred by source |
|---|---|
| 5× | Flights & vacation rentals via Capital One Travel Inferred by source |
| 2× | Everything else Inferred by source |
Capital One miles points transfer to these loyalty programs. Mostly 1:1 (Accor 2:1). Inferred by source
| Airlines (16) | |
|---|---|
| Hotels (3) |
| Capital One Travel credit | $300/yr · annual Inferred by source |
|---|
Heads up: Priority Pass isn't automatic — the card makes you eligible, but you must enroll and activate your Priority Pass membership through your card's benefits portal first. Without that step you won't get in, even with the card.
| 10,000 anniversary miles | Each account anniversary (~$100 value) Inferred by source |
|---|
| Rental car CDW | Secondary theft/damage coverage Inferred by source |
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*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Capital One Venture X Business has a $395 annual fee.
Using its non-spend-gated credits fully, the Capital One Venture X Business returns about $300 in value against its $395 annual fee — a net of −$95 per year. It only makes sense if you value its perks beyond the listed credits.
The Capital One Venture X Business earns 10x on hotels & rental cars via capital one travel, 5x on flights & vacation rentals via capital one travel, 2x on everything else.
Yes. The Capital One Venture X Business grants access to Capital One, Priority Pass.
No — the Capital One Venture X Business has no foreign transaction fee, so it's a good card to use abroad.
150,000 bonus miles after $30,000 spend in 3 months (offer varies). Welcome offers change frequently — confirm the current one on the issuer's page before applying.