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Chase · creditBusiness
Last updated
Welcome offer — $350 after $3,000 spend in 3 months, plus $400 more after $6,000 in 6 months Inferred by source
Apply on Chase's siteOfficial issuer page (not an affiliate link yet) · how we earn
Typically needs good credit (670–739) — guideline, not a guarantee · Set your credit profile
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What this card delivers across six value dimensions (0–100, normalized).
| 5× | Office supply stores & internet/cable/phone — First $25,000/year combined, then 1% Inferred by source |
|---|---|
| 2× | Gas stations & restaurants — First $25,000/year combined, then 1% Inferred by source |
| 1× | Everything else Inferred by source |
No lounge access.
| Rental car CDW | Primary CDW on business rentals Inferred by source |
|---|---|
| Baggage | Delay $100/day up to 5 days (6+ hr delay, essential items); lost luggage up to $3,000/traveler ($500 sub-cap for cameras, jewelry, electronics) Verified by source |
| Travel accident | Up to $500,000 accidental death and dismemberment Inferred by source |
| Roadside assistance | 24/7 roadside dispatch (pay-per-use; fees billed to card) Verified by source |
| Purchase protection | Up to $10,000/claim, $50,000/account/year; 120 days from purchase (90 days for NY) Verified by source |
| Extended warranty | Extends manufacturer's warranty by 1 additional year on warranties of 3 years or less (up to 4 years); up to $10,000/claim, $50,000/account/year Verified by source |
Using Ink Business Cash at an ATM is a cash advance, not a normal purchase — it costs a fee, starts charging interest the same day (no grace period), and earns no rewards.
| Cash advance fee | Either $10 or 5% of each transaction, whichever is greater Inferred by source |
|---|---|
| Cash advance APR | 29.99% variable Inferred by source |
| Foreign ATM | Cash advance plus the 3% foreign transaction fee — and the ATM operator may add its own surcharge. |
ATM operator surcharges are set by the machine, not the card. To avoid all of this, use a debit card or cash for ATM withdrawals.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Ink Business Cash® Credit Card has no annual fee.
The Ink Business Cash® Credit Card earns 5% at office supply stores & internet/cable/phone, 2% at gas & restaurants (each first $25k/yr), 1% else.
No — the Ink Business Cash® Credit Card does not include airport lounge access.
Yes — the Ink Business Cash® Credit Card charges a 3% foreign transaction fee.
$350 after $3,000 spend in 3 months, plus $400 more after $6,000 in 6 months. Welcome offers change frequently — confirm the current one on the issuer's page before applying.