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Bilt Rewards · credit
Last updated
Typically needs good credit (guideline, not a guarantee)
Portal caveat — Bilt Travel averages ~6.5% above booking direct; portal redemptions are worth less than the headline rate.
Apply on Bilt Rewards's siteOfficial issuer page (not an affiliate link yet) · how we earn
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What this card delivers across six value dimensions (0–100, normalized).
| 1.25× | Rent & mortgage (no transaction fee) — Up to 1.25x, subject to a points cap; min. transactions/cycle required Verified by source |
|---|---|
| 1× | Everything else Inferred by source |
Bilt Rewards points transfer to these loyalty programs. All 1:1 (Accor 3:2). Inferred by source
| Airlines (17) | |
|---|---|
| Hotels (6) |
No lounge access.
*Realized/net assume full use of non-spend-gated credits — an upper bound. Personalize it
The Bilt Card has no annual fee.
The Bilt Card earns 1.25x on rent & mortgage (no transaction fee), 1x on everything else.
No — the Bilt Card does not include airport lounge access.
No — the Bilt Card has no foreign transaction fee, so it's a good card to use abroad.