Best cards for Gas
Gas stations and fuel.
Last updated
- 1BarclaysWyndham Earner+
6× points · at 1.0¢/ptcategory bonus
6.0%value back ⓘApply - 2Citi5.0%value back ⓘApply
- 3BarclaysWyndham Earner
5× points · at 1.0¢/ptcategory bonus
5.0%value back ⓘApply - 4U.S. BankU.S. Bank Altitude Connect
4× points · at 1.0¢/ptcategory bonus
4.0%value back ⓘApply - 5Citi4.0%value back ⓘApply
- 6ChaseSapphire Preferred
3× points · at 1.3¢/ptcategory bonus
3.8%value back ⓘApply - 7American ExpressHilton Surpass
6× points · at 0.5¢/ptcategory bonus
3.0%value back ⓘApply - 8Wells FargoChoice Privileges Select
5× points · at 0.6¢/ptcategory bonus
3.0%value back ⓘApply - 9CitiCiti Strata Premier
3× points · at 1.0¢/ptcategory bonus
3.0%value back ⓘApply - 10American Express3.0%value back ⓘApply
- 11Wells FargoWF Autograph
3× points · at 1.0¢/ptcategory bonus
3.0%value back ⓘApply - 12Bank of AmericaBofA Customized Cash
3% backcategory bonus
Combined with grocery/wholesale up to $2,500/quarter, then 1%
3.0%value back ⓘApply
“Value back” = earn rate × the card's baseline point value (cpp) — a conservative, like-for-like estimate. Transferable points (Amex, Chase, Capital One) are often worth more than baseline. Category bonuses may be capped; see each card. All categories
How these numbers are calculated, and where every fact comes from: How we know this.
Frequently asked
What is the best credit card for gas in 2026?
By effective value back, Wyndham Earner+ leads at about 6.0% on gas. Your own spend and whether you'll use the card's other perks can change the best pick.
Do I need a card with a gas bonus?
Not always. If you don't spend much on gas, a flat 2% card can net more after annual fees. Compare the value-back figures against your spend — the For-You tool does the math for you.
How is value back calculated?
Effective value back = the earn rate × the card's baseline point value (cents per point). Cashback cards are worth 1¢ per point; transferable points are often worth more. Category spend caps are factored in.