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Best cards for Gas

Gas stations and fuel.

Last updated

  1. 1Barclays
    Wyndham Earner+

    6× points · at 1.0¢/ptcategory bonus

    6.0%value back ⓘ
    Apply
  2. 2Citi
    Citi Custom Cash

    5% backchoose-your-category

    if you select gas · Up to $500/billing cycle, then 1%

    5.0%value back ⓘ
    Apply
  3. 3Barclays
    Wyndham Earner

    5× points · at 1.0¢/ptcategory bonus

    5.0%value back ⓘ
    Apply
  4. 4U.S. Bank
    U.S. Bank Altitude Connect

    4× points · at 1.0¢/ptcategory bonus

    4.0%value back ⓘ
    Apply
  5. 5Citi
    Costco Anywhere Visa

    4% backcategory bonus

    Up to $7,000/year combined, then 1%

    4.0%value back ⓘ
    Apply
  6. 6Chase
    Sapphire Preferred

    3× points · at 1.3¢/ptcategory bonus

    3.8%value back ⓘ
    Apply
  7. 7American Express
    Hilton Surpass

    6× points · at 0.5¢/ptcategory bonus

    3.0%value back ⓘ
    Apply
  8. 8Wells Fargo
    Choice Privileges Select

    5× points · at 0.6¢/ptcategory bonus

    3.0%value back ⓘ
    Apply
  9. 9Citi
    Citi Strata Premier

    3× points · at 1.0¢/ptcategory bonus

    3.0%value back ⓘ
    Apply
  10. 10American Express
    Blue Cash Everyday

    3% backcategory bonus

    Up to $6,000/year, then 1%

    3.0%value back ⓘ
    Apply
  11. 11Wells Fargo
    WF Autograph

    3× points · at 1.0¢/ptcategory bonus

    3.0%value back ⓘ
    Apply
  12. 12Bank of America
    BofA Customized Cash

    3% backcategory bonus

    Combined with grocery/wholesale up to $2,500/quarter, then 1%

    3.0%value back ⓘ
    Apply

“Value back” = earn rate × the card's baseline point value (cpp) — a conservative, like-for-like estimate. Transferable points (Amex, Chase, Capital One) are often worth more than baseline. Category bonuses may be capped; see each card. All categories

How these numbers are calculated, and where every fact comes from: How we know this.

Frequently asked

What is the best credit card for gas in 2026?

By effective value back, Wyndham Earner+ leads at about 6.0% on gas. Your own spend and whether you'll use the card's other perks can change the best pick.

Do I need a card with a gas bonus?

Not always. If you don't spend much on gas, a flat 2% card can net more after annual fees. Compare the value-back figures against your spend — the For-You tool does the math for you.

How is value back calculated?

Effective value back = the earn rate × the card's baseline point value (cents per point). Cashback cards are worth 1¢ per point; transferable points are often worth more. Category spend caps are factored in.